Homeowners are often surprised that their insurance company wants to run a credit check before providing a homeowners insurance quote, but this is a common practice among insurers. Bankrate reports that 85 to 90 percent of insurers use an insurance score when determining premiums, and insurance scores are largely based on credit scores – and insurance scores can be improved by improving credit scores. If you have credit cards, here’s how paying them bimonthly could improve your credit score and help you qualify for lower homeowners insurance quotes.…
Even though the economy is by and large stabilizing, people throughout the world are trying to discover ways that will save money on a month-to-month basis. Believe it or not, one of the best ways that you can save money is to save money on your insurance, and one of the easiest forms of insurance that you can save money on is homeowner’s insurance. How do you go about achieving that goal, however?…
Now that you have completed your education and have the credentials to practice dentistry, there is the question of what to do next. You could associate yourself with an established practice in a larger city, but the idea of living in a small town holds the most appeal. In fact, you’ve found a small town that currently has no dentist in residence. If you are serious about carving out a niche in that small community, there are some points about establishing your own practice that you need to know.…
Most people are familiar with Pay How You Drive (PHYD) insurance that uses an electronic device to track their driving habits and rewards them for driving safely with deep discounts on their policies. However, there’s another type of insurance called Pay Per Mile where the premium you pay is based on the number of miles you drive. Here’s more information about this type of insurance to help you determine if it’s right for you.…
If you’ve recently been charged with driving under the influence of alcohol and have yet to receive any notification from court or your state, you are probably worried about losing your driving privileges. It does take a bit of time to get notified as to what will happen and what is expected of you. In the meantime, this guide may help explain a few things about what you’ll need to do in the future regarding your driver’s license.…
Everyone knows that auto insurance is something no driver should ever be without, and can protect you immensely if you get in an accident. Even though you know you have to have auto insurance, the bill can sometimes seem like a big financial burden. Luckily, there are several things you can do to lower your premiums. Here are five ways to save money on auto insurance:
Bundle Your Policies
You can often save money by bundling one insurance policy, like homeowners or renters insurance, with the same company as your auto insurance.…
Title companies sell insurance to offer you protection. No one wants to purchase a home only to find that the sellers weren’t even the actual owners and that you do not actually own the home. Neither would you want to purchase property and later have lenders come after you for repayment on the debt of a previous owner. With insurance from a title company, you are guaranteed not to be held liable for any of these types of problems—even if they pop up years later.…
If you have a car, then you probably also have car insurance. But do you understand everything about your coverage? There are a surprising number of myths floating around that you might mistakenly believe. Here’s some information to help straighten you out.
Myth #1: If my car is stolen or damaged in an accident, my insurance will provide a rental car until I get a new car or my car is repaired.…
