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Why Home Coverage Rates Increase

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Home insurance is essential to meet financial losses when a disaster strikes. However, with time, you might notice that you are paying higher premiums than before. When you welcome a new fiscal year, coverage rates go up due to several reasons. Learn why home insurance payments can increase dramatically. Filing Tons of Claims When you file a lot of claims within a short period, you attract pricey premiums. Typically, an insurer flags you as a high-risk customer.…

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Top Reasons To Work With An Insurance Broker To Buy Business Insurance

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Building a business from the ground up can be incredibly exciting and rewarding. But, when you’re a business owner, you need to be prepared for the unexpected. One way to protect your company is by having the right types of business insurance policies. The type of business insurance policies that you will need will depend on the type of company that you own. Most companies will need at least general liability insurance, commercial property insurance, and business income insurance.…

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5 Ways Offering Employee Health Insurance Improves Your Bottom Line

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Should your small business offer employee health benefits? While these benefits help the employees directly, they also directly affect the employer’s bottom line. How? Here are five of the many ways your profitability can be improved by medical benefits.  1. You Retain Good Employees  It’s less expensive to retain a quality employee than to have to go find a new one. Some studies estimate that it may cost $4,129 and take 42 days to hire a new employee.…

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