If you’re an owner-operator in the trucking industry, you know how important it is to protect your investment. One of the most essential forms of protection is commercial trucking insurance. Commercial owner-operator trucking insurance is designed to cover your business in case of accidents, theft, and other risks. This blog post explores what commercial owner-operator trucking insurance is, why it’s important, and what types of coverage are available.
What Is Commercial Owner-Operator Trucking Insurance?…
Standard homeowners’ insurance offers several forms of coverage. One is personal property coverage, which protects your home’s contents or personal belongings. Below are crucial things you should know about personal property coverage.
Limit Depends on the Overall Limit
Every form of coverage in your home insurance policy has a limit. The personal property coverage limit is a percentage of your overall home insurance limit. For example, if the limit is 20% and your home insurance limit is $500,000, the personal property coverage limit is $100,000.…
If you are above 65 or have a disability or a condition like End-Stage Renal Disease or ALS, you can sign up for Medicare. Medicare is a free health insurance program offered by the Federal Government. While this program covers many medical expenses, it doesn’t cover everything. If you have concerns about your coverage, you can opt for Medicare supplemental insurance to cover the gaps that Medicare leaves behind. Here are three tips for selecting this type of insurance policy.…
Getting inside a brand-new car that you just bought is exciting. New cars look good and smell good, and they drive perfectly. But you should never buy a new car without purchasing the correct type of automobile insurance. The trouble is determining what types to buy. The best way to find out is by speaking with a car insurance agent. Here is a description of the automobile insurance types the agent might recommend for your brand-new car.…
Renter’s insurance is a type of property insurance that will replace your possessions if they are stolen or damaged during a burglary or natural disaster. A policy will be valid for a specific timeframe. Taking photographs of your belongings and remaining compliant while residing in a rental are some important steps to complete at the onset of acquiring an insurance policy.
Why Coverage Is Important
Many people who own a home or a business seek a property insurance policy.…
If you have a teenager that will soon be getting a driver’s license, you likely have concerns about how much auto insurance will cost you. Insurance for any new driver is going to be more expensive than for an experienced driver for obvious reasons, but that doesn’t mean that you can’t save money while getting them insured. Here are a few tips that can help reduce your overall insurance costs.…
As a car owner, you should take every measure to ensure that you don’t face financial hurdles after a car crash. One of the most effective ways to do this is by taking up car insurance. Without this protection, you’ll have to bear the cost of injuries and accidents resulting from such a crash. Remember that there are different types of policies, and the option you choose depends on the level of protection you need.…
When signing off on an auto insurance policy, you are going into an agreement with the insurer stipulating that as long as you make your coverage payments, they will pay for treatment, repairs, as well as other damages in case of an automotive incident. Nonetheless, when purchasing a policy for the first time, there may be many questions in the back of your mind, which is good because you want to ask as many questions as possible.…
Many property owners provide short-term rentals. Some owners rent out their homes for extra cash, while others do it as their main business. Some people rent single rooms, while others rent out entire homes. Either scenario creates risks for the property owner. Below are some of the risks.
Fire Damage
Accidental fires are possible with short-term tenants. For example:
A tenant might trigger a fire outbreak if unfamiliar with a heating system, such as a fireplace.…
Are you interested in getting a life insurance policy, but confused by all the different products that are out there? You may know about term and whole life insurance policies, but want to learn more about an indexed universal life insurance policy (IUL). Here are the basics of how this type of policy works.
IUL Works For Your Retirement
One misconception about life insurance products is that they only pay out to your beneficiaries after you pass away.…
