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Purchasing Car Insurance After A DUI: 3 Things You Need To Do For A Reasonable Rate

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An arrest for a DUI is a costly mistake that has financial implications for years to come. Though it is common for your auto insurance premiums to drastically increase, there are steps you can take to keep these premium increases under control. Check out three things you can do to keep your auto insurance premium reasonable.  1. Shop Around You can expect your insurance rates to go up because insurance companies now view you as a high-risk driver.…

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3 Tips For Lowering The Cost Of Your Auto Insurance Premium

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After paying your auto insurance bill, you may wonder if there is anything you can do to reduce the cost of your premium. If so, try using one or more of the following tips for lowering the amount you need to pay. Report All Safety Features on Your Vehicle If you have not already done so, make sure you report all of the safety features that are either included or have been added to your vehicle.…

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Keep Track Of Vital Documents Pertaining To Your Truck

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The title, registration, and proof of insurance to the used truck that you recently purchased are vital documents that should be accessible to you at all times. If you are someone who tends to be unorganized and you are leery about losing important papers, use the strategies below to assist with keeping track of your truck’s title and registration papers. Place The Title In A Lock Box Purchase a small, waterproof lock box.…

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Tips For Dealing With Residential Insurance Claims After A Hurricane

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If you are a homeowner who is dealing with hurricane-related damage to your home, your first instinct is probably to call your insurance company. Of course, it’s definitely smart to work with your homeowners insurance company to help with the damage to your home; after all, this is what you pay for with your homeowners insurance policy. However, there are a few things that you’ll want to remember when doing so.…

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Trying To Get The Best Auto Insurance For The Best Price

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Car insurance is a necessity that many people do not think of until they are in an accident and need good insurance. Unfortunately, many people try to get the cheapest insurance that they possibly can just to save a little bit of money each month. However, if a person has cheap insurance and they are in an accident, they may end up paying for most of the damage themselves. So, the goal for everyone should be to get the very best insurance possible at an affordable rate.…

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5 Reasons Your Auto Insurance Premiums Just Went Up

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Finding out you’re paying more for auto insurance this year than last can be a bit of a shock, especially if you’re not sure why they increased in the first place. Fortunately, the following offers an in-depth explanation of what could have given your annual premiums an unwelcome bump in cost. You Recently Got a Traffic Citation Getting nabbed by Johnny Law for going 45 in a 35 mph zone could leave you out of more than just a few bucks.…

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Reasons Why You Were Found At Fault For An Accident: How To Fight Back

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When it is believed that you were responsible for a car accident, this can lead to your car insurance claim being denied. Another risk of being accused of causing a car accident is that you may be forced to pay out a settlement or even go to court. This can be frustrating if you believe that you were not at fault for the accident. Found At Fault Because Of An Insured Motorist Driving Your Car…

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3 Unexpected Times You Could Use Home Insurance

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When people think of using home insurance, it is to cover some of the most common incidents such as a fire or theft. There are actually many details in your policy’s declaration page that list what you are covered for. Here are 3 unexpected times you could use home insurance. Natural Disasters If you live in an area that is known for having earthquakes, you most likely need addition coverage for protection against earthquakes.…

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3 Tips For Saving Money On Workers Compensation Insurance

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As a business owner, you may be required by state law to have workers compensation insurance in place to protect your employees. Even though you might understand the importance of this type of coverage, and even though you may want to do everything that you can to both protect your employees and protect your business, you might be concerned about the cost of this coverage. Luckily, there are a few ways that you can save money on workers compensation insurance while still ensuring that you have ample coverage.…

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Protect Yourself With Title Insurance

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Title companies sell insurance to offer you protection. No one wants to purchase a home only to find that the sellers weren’t even the actual owners and that you do not actually own the home.  Neither would you want to purchase property and later have lenders come after you for repayment on the debt of a previous owner.  With insurance from a title company, you are guaranteed not to be held liable for any of these types of problems—even if they pop up years later.…

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