insurance riders for your valuables

« Back to Home

BLOG

Why Restaurant Insurance Is Important

Posted on

Owning a restaurant is risky because it involves serving food, which means that there are possible health hazards involved. When working in an industry that has such risks, there is always the potential of getting sued by a customer, even if a claim is falsely made. There are also various other incidents that can take place in a restaurant that can possibly lead to the owner getting sued. Lawsuits can be costly and time-consuming, which is why is it is important to be financially prepared in advance in case such a situation happens to occur.…

Read More »

The Five Types Of Coverage You Need With A New Car

Posted on

When it comes to car insurance, if you are driving a brand-new car, you will want to make sure you have all the necessary coverage. A new car is a significant investment, and you want to ensure your investment is protected with proper insurance. Coverage Type #1: Collision Coverage With a new vehicle, you are going to want to invest in collision coverage. Collision coverage is designed to cover damage your vehicle suffers from getting into a collision with virtually anything, from another car to a building to a mailbox.…

Read More »

4 Questions About Car Insurance Safe Driving Monitoring

Posted on

Looking to save money on your car insurance and interested in taking advantage of a safe driving program? By placing a device in your car that tracks your driving, you can save money on those premiums. Here are some things to know about using a safe driving vehicle monitoring program. Will Insurance Rates Go Up? Many people are worried that their attempt to save money by monitoring their driving will actually have the opposite effect on their bill.…

Read More »

Renting A House Or Apartment? Why You Need Renters Insurance

Posted on

Are you currently renting and think that you do not need to bother with getting insurance for your personal residence? While your landlord may be responsible for home insurance to cover the dwelling, that policy will not cover the belongings of their renters. That’s where renters insurance can be incredibly helpful to help give you the protection you need. Here are some reasons why you should have renters insurance.  Coverage For All Major Disasters…

Read More »

Business Interruption Insurance — Why And How To Get Covered

Posted on

If you own a business, you always run the risk that some emergency will stop or slow down your normal business operations. Emergencies take many forms, but such things as fires, flooding, rioting, or a shutdown order are all outside the control of a business owner. What can you do to combat this universal concern? One of the best moves is to have sufficient business interruption insurance. What is this type of valuable insurance?…

Read More »

3 Ways To Make Sure Your Commercial Insurance Covers Your Business Needs

Posted on

When you run a business, in addition to making sure you have a successful enterprise, you are going to want to make sure that you protect your business with the right insurance coverage. The right insurance coverage will help you protect all you have worked for. Always Carry Business Liability Insurance If your business has a physical location, you need to have a business liability insurance policy. A business liability insurance policy will protect you if someone is ever injured on your property or by your products.…

Read More »

Tips For Saving Money On Contractor Insurance Policies

Posted on

A career as a contractor can be very rewarding and also include a lucrative income. But, as a contractor, you need to make sure that you are financially protected–one major lawsuit could wipe out your business and leave you broke. The simple way to protect yourself as a contractor is by carrying the proper insurance policies. In addition to providing financial protection, most states also require licensed contractors to be fully insured.…

Read More »

Paying Too Much For Car Insurance? Top Ways To Lower Your Premiums

Posted on

Being able to drive your vehicle will allow you to get to your destination. This is the key to being independent and not having to rely on others. However, you’ll want to be sure to have adequate coverage on your car. This will allow you to feel at ease when driving to any location. Keeping your costs down may be high on your to-do list. Knowing the top ways to enable you to do this can be the key to paying less for your insurance.…

Read More »

Make Sure Your Restaurant Is Properly Insured Before You Open For Business

Posted on

There are a lot of different things that go into opening a business like a restaurant, but when you are done purchasing equipment for the kitchen and stocking the fridge, another critical purchase you need to make is insurance to protect your new business. To that end, here are some tips to keep in mind to make sure your business is getting all of the insurance and protection it needs before you open your doors to the public.…

Read More »

4 Things You Should Do When Purchasing Worker's Comp Insurance

Posted on

Worker’s compensation insurance pays for your employees’ medical care if they’re hurt at work. This type of insurance prevents you from having to pay for medical bills out of pocket, which means it’s beneficial to both you and your employees. When you’re just starting out as a small business owner, here are four things you should do as they pertain to worker’s comp insurance: 1. Find out if you’re legally required to have worker’s compensation insurance.…

Read More »