When people think of using home insurance, it is to cover some of the most common incidents such as a fire or theft. There are actually many details in your policy’s declaration page that list what you are covered for. Here are 3 unexpected times you could use home insurance. Natural Disasters If you live in an area that is known for having earthquakes, you most likely need addition coverage for protection against earthquakes.…
Read More »As a business owner, you may be required by state law to have workers compensation insurance in place to protect your employees. Even though you might understand the importance of this type of coverage, and even though you may want to do everything that you can to both protect your employees and protect your business, you might be concerned about the cost of this coverage. Luckily, there are a few ways that you can save money on workers compensation insurance while still ensuring that you have ample coverage.…
Read More »Title companies sell insurance to offer you protection. No one wants to purchase a home only to find that the sellers weren’t even the actual owners and that you do not actually own the home. Neither would you want to purchase property and later have lenders come after you for repayment on the debt of a previous owner. With insurance from a title company, you are guaranteed not to be held liable for any of these types of problems—even if they pop up years later.…
Read More »If you have a car, then you probably also have car insurance. But do you understand everything about your coverage? There are a surprising number of myths floating around that you might mistakenly believe. Here’s some information to help straighten you out. Myth #1: If my car is stolen or damaged in an accident, my insurance will provide a rental car until I get a new car or my car is repaired.…
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