If you have ever received a speeding ticket or any other type of traffic violation, this ticket or charge will remain on your record for at least two or three years, depending on the charge and your state. When you have any type of ticket on your driving record, it could affect your insurance rates. Here are several things you should know about traffic violations and your auto insurance.
Minor tickets do not affect insurance a lot…
If your home recently burned down from a house fire, one huge part of your home insurance claim is going to be your personal property losses. You will have lost everything in the fire, and figuring out what you had for the insurance paperwork will be a challenge. Here are some ways that you can accurately document what you lost.
Remember as a Family
One technique is to try to remember what you had in your home by meeting together as a family.…
Even though you might already have a car insurance policy, you might have never used an online account access option in order to access and manage your account information online. If this is something that your insurance company offers, then it’s definitely something that you should look into. These are some of the many benefits of managing your auto insurance services online.
1. Make Paying Your Bill Easy
The last thing that you probably need in your life is the hassle of paying yet another bill.…
An arrest for a DUI is a costly mistake that has financial implications for years to come. Though it is common for your auto insurance premiums to drastically increase, there are steps you can take to keep these premium increases under control. Check out three things you can do to keep your auto insurance premium reasonable.
1. Shop Around
You can expect your insurance rates to go up because insurance companies now view you as a high-risk driver.…
After paying your auto insurance bill, you may wonder if there is anything you can do to reduce the cost of your premium. If so, try using one or more of the following tips for lowering the amount you need to pay.
Report All Safety Features on Your Vehicle
If you have not already done so, make sure you report all of the safety features that are either included or have been added to your vehicle.…
The title, registration, and proof of insurance to the used truck that you recently purchased are vital documents that should be accessible to you at all times. If you are someone who tends to be unorganized and you are leery about losing important papers, use the strategies below to assist with keeping track of your truck’s title and registration papers.
Place The Title In A Lock Box
Purchase a small, waterproof lock box.…
If you are a homeowner who is dealing with hurricane-related damage to your home, your first instinct is probably to call your insurance company. Of course, it’s definitely smart to work with your homeowners insurance company to help with the damage to your home; after all, this is what you pay for with your homeowners insurance policy. However, there are a few things that you’ll want to remember when doing so.…
Car insurance is a necessity that many people do not think of until they are in an accident and need good insurance. Unfortunately, many people try to get the cheapest insurance that they possibly can just to save a little bit of money each month. However, if a person has cheap insurance and they are in an accident, they may end up paying for most of the damage themselves. So, the goal for everyone should be to get the very best insurance possible at an affordable rate.…
Finding out you’re paying more for auto insurance this year than last can be a bit of a shock, especially if you’re not sure why they increased in the first place. Fortunately, the following offers an in-depth explanation of what could have given your annual premiums an unwelcome bump in cost.
You Recently Got a Traffic Citation
Getting nabbed by Johnny Law for going 45 in a 35 mph zone could leave you out of more than just a few bucks.…
When it is believed that you were responsible for a car accident, this can lead to your car insurance claim being denied. Another risk of being accused of causing a car accident is that you may be forced to pay out a settlement or even go to court. This can be frustrating if you believe that you were not at fault for the accident.
Found At Fault Because Of An Insured Motorist Driving Your Car…
