Buying insurance for your commercial truck is similar in many ways to buying insurance for any vehicle, but there are some additional things you need to consider. Working with a commercial truck insurance broker is one way to make sure you cover all your bases and get the coverage you need for your truck.
Basic Insurance Coverage
Commercial truck insurance needs to cover the truck you drive every day in case it is involved in an accident.…
Owning a restaurant is risky because it involves serving food, which means that there are possible health hazards involved. When working in an industry that has such risks, there is always the potential of getting sued by a customer, even if a claim is falsely made. There are also various other incidents that can take place in a restaurant that can possibly lead to the owner getting sued. Lawsuits can be costly and time-consuming, which is why is it is important to be financially prepared in advance in case such a situation happens to occur.…
When it comes to car insurance, if you are driving a brand-new car, you will want to make sure you have all the necessary coverage. A new car is a significant investment, and you want to ensure your investment is protected with proper insurance.
Coverage Type #1: Collision Coverage
With a new vehicle, you are going to want to invest in collision coverage. Collision coverage is designed to cover damage your vehicle suffers from getting into a collision with virtually anything, from another car to a building to a mailbox.…
Looking to save money on your car insurance and interested in taking advantage of a safe driving program? By placing a device in your car that tracks your driving, you can save money on those premiums. Here are some things to know about using a safe driving vehicle monitoring program.
Will Insurance Rates Go Up?
Many people are worried that their attempt to save money by monitoring their driving will actually have the opposite effect on their bill.…
Are you currently renting and think that you do not need to bother with getting insurance for your personal residence? While your landlord may be responsible for home insurance to cover the dwelling, that policy will not cover the belongings of their renters. That’s where renters insurance can be incredibly helpful to help give you the protection you need. Here are some reasons why you should have renters insurance.
Coverage For All Major Disasters…
If you own a business, you always run the risk that some emergency will stop or slow down your normal business operations. Emergencies take many forms, but such things as fires, flooding, rioting, or a shutdown order are all outside the control of a business owner. What can you do to combat this universal concern?
One of the best moves is to have sufficient business interruption insurance. What is this type of valuable insurance?…
When you run a business, in addition to making sure you have a successful enterprise, you are going to want to make sure that you protect your business with the right insurance coverage. The right insurance coverage will help you protect all you have worked for.
Always Carry Business Liability Insurance
If your business has a physical location, you need to have a business liability insurance policy. A business liability insurance policy will protect you if someone is ever injured on your property or by your products.…
A career as a contractor can be very rewarding and also include a lucrative income. But, as a contractor, you need to make sure that you are financially protected–one major lawsuit could wipe out your business and leave you broke. The simple way to protect yourself as a contractor is by carrying the proper insurance policies. In addition to providing financial protection, most states also require licensed contractors to be fully insured.…
Being able to drive your vehicle will allow you to get to your destination. This is the key to being independent and not having to rely on others. However, you’ll want to be sure to have adequate coverage on your car. This will allow you to feel at ease when driving to any location. Keeping your costs down may be high on your to-do list. Knowing the top ways to enable you to do this can be the key to paying less for your insurance.…
There are a lot of different things that go into opening a business like a restaurant, but when you are done purchasing equipment for the kitchen and stocking the fridge, another critical purchase you need to make is insurance to protect your new business. To that end, here are some tips to keep in mind to make sure your business is getting all of the insurance and protection it needs before you open your doors to the public.…
