As a business owner, you may be required by state law to have workers compensation insurance in place to protect your employees. Even though you might understand the importance of this type of coverage, and even though you may want to do everything that you can to both protect your employees and protect your business, you might be concerned about the cost of this coverage. Luckily, there are a few ways that you can save money on workers compensation insurance while still ensuring that you have ample coverage.…
Whether you are purchasing a new home or considering adding a fun new feature to your current home, it is important to consider how various extra features affect your home insurance policy. Many features will increase the rate of your insurance or prevent you from getting insurance from certain providers altogether. Here are the five main features to look out for.
Water Features
You may be well aware that installing a pool in your home may come with extra insurance responsibilities, such as requiring a gate around the pool in order to maintain your liability insurance, but what you might not know is that other water features can come with similar requirements.…
Homeowners are often surprised that their insurance company wants to run a credit check before providing a homeowners insurance quote, but this is a common practice among insurers. Bankrate reports that 85 to 90 percent of insurers use an insurance score when determining premiums, and insurance scores are largely based on credit scores – and insurance scores can be improved by improving credit scores. If you have credit cards, here’s how paying them bimonthly could improve your credit score and help you qualify for lower homeowners insurance quotes.…
