insurance riders for your valuables

Potential Risks With Short Term Rentals That Insurance May Cover

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Many property owners provide short-term rentals. Some owners rent out their homes for extra cash, while others do it as their main business. Some people rent single rooms, while others rent out entire homes. Either scenario creates risks for the property owner. Below are some of the risks. Fire Damage Accidental fires are possible with short-term tenants. For example: A tenant might trigger a fire outbreak if unfamiliar with a heating system, such as a fireplace.…

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How Does An Indexed Universal Life Insurance Policy Work?

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Are you interested in getting a life insurance policy, but confused by all the different products that are out there? You may know about term and whole life insurance policies, but want to learn more about an indexed universal life insurance policy (IUL). Here are the basics of how this type of policy works.  IUL Works For Your Retirement One misconception about life insurance products is that they only pay out to your beneficiaries after you pass away.…

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How Your Car's Age Affects Your Car Insurance Rates

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When it comes to calculating your car insurance rates, insurance companies consider multiple variables. One of these variables is your vehicle’s age. Insurance rates for older cars can be cheaper or more expensive than newer models, depending on the circumstances of individual car owners. Read along to find out how your car’s age could affect how much car insurance premiums you will be required to pay. It Affects Your Vehicle’s Value…

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