Building a business from the ground up can be incredibly exciting and rewarding. But, when you’re a business owner, you need to be prepared for the unexpected. One way to protect your company is by having the right types of business insurance policies. The type of business insurance policies that you will need will depend on the type of company that you own. Most companies will need at least general liability insurance, commercial property insurance, and business income insurance.…
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Should your small business offer employee health benefits? While these benefits help the employees directly, they also directly affect the employer’s bottom line. How? Here are five of the many ways your profitability can be improved by medical benefits.
1. You Retain Good Employees
It’s less expensive to retain a quality employee than to have to go find a new one. Some studies estimate that it may cost $4,129 and take 42 days to hire a new employee.…
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Medicare, a federal insurance cover, is available for those aged 65 years and over. Although Medicare is not mandatory, it comes with penalties for late enrollment. This means that you should have enrolled before or when you reach 65 years of age. The coverage is important because as people age, they need more medical care.
Over 67% of those aged 65 and above will require long-term care at some point, making Medicare insurance and Medicare supplement insurance quite essential.…
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